Buyer Resources

Your comprehensive guide to buying a home on Florida's Gulf Coast

The Process

Your Home Buying Journey

Buying a home is one of life's biggest decisions. I'm here to guide you through every step of the process.

Step 1

Get Pre-Approved

Before you start looking, get pre-approved for a mortgage. This shows sellers you're serious and helps you understand your budget.

Step 2

Find Your Dream Home

Work with me to identify your must-haves and nice-to-haves. I'll help you find homes that match your criteria and lifestyle.

Step 3

Make an Offer

When you find the perfect home, I'll help you craft a competitive offer. I negotiate on your behalf to get the best terms.

Step 4

Close & Move In

Navigate inspections, appraisals, and closing with my guidance. Before you know it, you'll have the keys to your new home!

Plan Your Budget

Mortgage Calculator

Use our calculator to estimate your monthly mortgage payment and see what you can afford.

Mortgage Calculator

Estimate your monthly payment

$350,000
$70,000Loan: $280,000
6.5%
$
$

Estimated Monthly Payment

$460
per month
Principal & Interest$0
Property Tax(est.)$260
Insurance(est.)$200
Total Monthly$460

* Tax based on ~0.89% (Escambia County avg). Enter your actual values above for a more accurate estimate.

Expert Advice

Tips for Home Buyers

After helping hundreds of families find their perfect home, I've learned what makes the process smoother. Here are my top tips for buyers:

  • Know your credit score and work to improve it before applying for a mortgage
  • Save for more than just the down payment — budget for closing costs and moving expenses
  • Don't make major purchases or open new credit lines during the home buying process
  • Get a home inspection even for new construction — it's worth the investment
  • Consider future needs: family growth, remote work, resale value
  • Research neighborhoods at different times of day
  • Factor in HOA fees, property taxes, and insurance when budgeting
  • Be prepared to move quickly in a competitive market

First-Time Buyer?

Buying your first home can feel overwhelming, but you don't have to navigate it alone. I specialize in helping first-time buyers understand the process and find their perfect starter home.

First-time buyer programs:

  • FHA Loans (3.5% down payment)
  • VA Loans (0% down for veterans)
  • USDA Rural Development Loans
  • Florida First-Time Homebuyer Programs
Let's Talk

Ready to Start Your Home Search?

Let's find your dream home on the Gulf Coast. I'll guide you through every step of the buying process.

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